Steve Ruben

Steve has been in the mortgage business for just about 18 years. Not only has he survived the volatile nature of the business, Steve has thrived due to a unique and special relationship he has cultivated with over 1300 clients. Steve brings a breadth of knowledge and experience to any situation, whether it be a brand new purchase for you and your family or an existing mortgage in need of a lower rate.

From 1999 to 2010, he owned The Mortgage Depot, Inc., a one man, successful brokerage, where he cultivated a vast and eclectic clientele of borrowers, many of whom who followed him to Fidelity First in 2010 due to a developed reputation for personalized care and down-to-earth communication.

Although still doing a thriving business in Maryland, Steve has recently opened a Florida office for Fidelity First. Located in Central Florida, he is able to bring his mortgage expertise to the people of the Sunshine State. With the ability to obtain a variety of loan types –  FHA, VA, USDA, Conventional, Purchase, Refinances and Reverse mortgages – Steve hopes to help Florida residents get the best mortgage available.

Steve is generally available 24/7. However, when not hunting for the best mortgage, he can be found coaching baseball, in the movie theater or spending time with his wife of 35 years and 3 kids.


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